Most debit cards have one basic feature. They let you spend your own money… and that’s about it. Very few debit cards offer rewards everywhere you swipe, and they don’t connect to separate credit that helps you build or establish credit. Extra is the first debit card that lets you do both in real time.

Spend Power, or your independent line of credit, is accessed by your Extra Debit Card to help you build credit and earn rewards with your everyday purchases. Extra combines the best parts of credit with the ease and safety of debit. That means you’re only spending the money you have, with no interest, no hidden fees, and no credit checks. Extra is truly the debit card that tries to do the most for you.