Building credit isn’t just a ‘nice to have’ - it’s often considered an essential part of being financially independent. A solid credit history can be a big part of some of life’s big moments, like getting your first apartment, getting a loan for a house, or buying a new or used car. If you’re new to credit, Extra works to make it easier and safer to start building credit now - and if you’re rebuilding, Extra is one of the most accessible tools to help get back on track, with no credit checks, ever. No matter what credit mode you’re in, start building it now with Extra - future you might just thank you for it.