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How does Extra build my credit history?
How does Extra build my credit history?
Updated over 10 months ago

Extra credit building helps you build your credit history by reporting your total monthly spending as credit-worthy payments to Equifax and Experian at the end of every month. The more you use the card, the more we report to the bureaus. Over time, a positive repayment experience will reflect on your credit score. To learn more about how we report, and what that means for you, take a look at our terms of service.

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